Decisions about every aspect of the title industry are made by elected officials. It’s important for these officials to hear directly from their constituents about the issues impacting our industry. There are many ways you can get involved. see our advocacy section above or Click here to see how.
TITLE INSURANCE ensures that the title is clear to transfer and provides an insurance policy to pay you or the mortgage lender in the event of a claim.
HOW DOES TITLE INSURANCE WORK? When you get a mortgage to buy a property or refinance a mortgage, your lender requires you or the seller of the property to buy title insurance that protects the lender. That insurance is called a Lender’s Title Insurance Policy. The title agent/ insurer searches public records to see if there is anything that might prevent clear title to the property. Things that can create a title problem can include, for example:
Title insurance doesn’t guarantee your title to the property, but it does protect you in other important ways...